A Study on the Analysis and Comparison of Non Performing Asset of Canara and HDFC Bank
Keywords:
Non performing asset, net NPA, Gross NPA, Total advancesAbstract
Financial system plays a vital role in the development of an economy which is the key factor towards a countries development. It acts as an intermediary between flows of fund for those who save as a part of income and those investing in productive assets. A strong financial system is essential for strengthening the economy and fulfillment of its objective. Indian financial sector includes banking and non banking institutions. Banking institutions have the major role of accepting long term deposit and lending money to the borrowers. The present study is more relevant, as the banks have higher Non Performing assets. more preventive measures should be taken to control it ,as we cannot stop it at an immediate terms. This study focus on NET-NPA, NET-PROFIT, GROSS-NPA &TOTAL ADVANCE of a public sector bank and a private sector bank which are CANARA BANK and HDFC BANK. In these NET NPA and NET PROFIT of two banks are taken to measure correlation, and all including GROSS NPA and TOTAL ADVANCE are used for graphical representation.
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