DR. ARIF ANJUM. A STUDY ON INFORMATION TECHNOLOGY ADOPTION AMONG SMALL MEDIUM ENTERPRISES (SMEs). International Journal of Management Studies (IJMS), [S. l.], v. 3, n. 01, p. 112–117, 2021. Disponível em: https://www.researchersworld.com/index.php/ijms/article/view/1211. Acesso em: 25 jun. 2025.