PRAMESH CHETTRI; PROFESSOR S.S. MAHAPATRA. Financial Literacy among the Tea Garden Labourers in Darjeeling District: An Exploratory Factor Analysis. International Journal of Management Studies (IJMS), [S. l.], v. 5, n. 1(1), p. 99–109, 2021. Disponível em: https://www.researchersworld.com/index.php/ijms/article/view/1501. Acesso em: 24 aug. 2025.