Mr. Rahul Kaushal, and Dr. Rajeev Kumar Jhalani. “A Study on Relationship Between Psychological Factors and Retirement Financial Planning”. International Journal of Management Studies (IJMS), vol. 5, no. 3(5), Nov. 2021, pp. 64-68, https://www.researchersworld.com/index.php/ijms/article/view/1925.