Between Survival and Scholarship: Psychosocial Implications of Family Financial Responsibility Among Bursary-Funded University Students in South Africa
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Abstract
Purpose: Financial stress has a detrimental effect on the psychosocial well-being of low-income students, particularly those from disadvantaged socioeconomic backgrounds. Many students receiving bursary funding are compelled to share their financial resources with their families, which places additional strain on their academic and personal lives. This study explores the psychosocial well-being of students at North-West University (NWU) who use their bursary allowance to support their families. A qualitative exploratory research design was employed, and data were collected through semi-structured online interviews with 15 undergraduate students across three campuses. Reflexive thematic analysis was used to analyse the data. The findings revealed that students experience significant financial stress, anxiety, emotional exhaustion, academic difficulties, and strained social and family relationships. The study highlights the need to reconceptualise student support systems to include psychosocial interventions alongside financial aid. Recommendations include revising funding models, strengthening financial literacy programmes, and engaging families to manage expectations
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