Khurshid Ahmad Bhat and Ruchi Singh Maurya (2021) “A STUDY ON ROLE OF MICRO FINANCE PROVIDED BY THE JAMMU AND KASHMIR BANK”, Researchers World - International Refereed Social Sciences Journal, 4(2), pp. 94–102. Available at: https://www.researchersworld.com/index.php/rworld/article/view/1041 (Accessed: 5 August 2025).