Muhammad Waqas Chughtai (2021) “UTILIZATION OF ZARAI TARAQIATI BANK AGRICULTURAL CREDIT IN RURAL AREAS OF TEHSILE RAWALPINDI: AN EMPIRICAL STUDY”, Researchers World - International Refereed Social Sciences Journal, 3(3(2), pp. 96–100. Available at: https://www.researchersworld.com/index.php/rworld/article/view/663 (Accessed: 25 August 2025).